What is the Best Extended Car Warranty?

When it comes to the decision to purchase an extended car warranty, it’s important to weigh up the pros and cons of the vehicle protection you want to choose. When choosing the best extended vehicle protection, there are two main options. A vehicle service contract is sometimes called an extended car warranty, they are not warranties though but do offer similar mechanical breakdown protection. This is entered into by the customer and the third-party provider. There are different levels of coverage. There is the most comprehensive plan (known as an exclusionary coverage) and the powertrain plan. The most comprehensive plan is more comprehensive and more expensive and the powertrain plan which covers less car components is more affordable.

Choosing the Best Extended Car Protection

We will weigh up the pros and cons of the two main extended vehicle protection options to ascertain what is the best vehicle service contract.

The Pros and Cons of the Most Comprehensive Plan

Pros of the Most Comprehensive Plan/ Exclusionary Coverage

The most comprehensive plan/exclusionary coverage is the most comprehensive as well as the highest coverage a vehicle service contract can offer.

The following areas are usually covered:

• All the major vehicle systems
• Air conditioning as well as heating, including the compressor, condenser, and evaporator
• All major vehicle systems
• Electrical areas like the alternator, power-driven windows, door locking mechanisms, sunroofs, and so forth
• Steering components such as the rack and pinion, power steering pump, power steering hoses, and so forth
• Safety elements such as airbags, seat-belts, and so forth
• Tech systems such as cameras, GPS systems, and so forth
• Certain emissions components
• Hybrid vehicle components such as batteries covered

You won’t have catastrophic repair bills as many components of your car will be covered by your coverage plan. Some may argue the most comprehensive plan is the best vehicle service contract as the major areas of a mechanical breakdown are covered. For example, a new transmission costs around $2,000 dollars and this is covered by a vehicle service contracts.

Buying the most comprehensive plan makes budget management easier as it will deduct off your monthly expenses and then you will have peace of mind that a variety of components of your car are covered. Your repairs will be handled for you by the provider. Having a coverage plan is a good selling point if you decide to sell your car in the future.

Cons of a Bumper-to-Bumper Extended Warranty

The following areas are not normally covered by a most comprehensive plan/exclusionary coverage:

• Wear-and-tear areas: The brake pads, the rotors, the drums, the upholstery, the seat-belts etc.
• Routine maintenance areas: such as oil changes, doing tire rotations, wheel alignment, and scheduled services
• Automotive glass parts: namely the headlights, brake lights, the windows and windshields
• Damage to areas of the car: abuse or misuse of the car, neglect of the car, collisions, using incorrect fluids, fuels, or lubricants, natural disasters etc.

Most comprehensive plans are expensive and vary based on car make, model and age.
It can work out cheaper to save for mechanical issues but then you may have to fork out a big amount for a big mechanical issue.

The Pros and Cons of a Powertrain Extended Car Warranty

Pros of a Powertrain Plan

Powertrain plans are more affordable.

Powertrain plans cover your vehicle’s powertrain, which includes coverage of the following areas:

• The engine
• The transmission
• The axles
• The driveshafts
• The seals
• The gaskets
• The transfer case and more

If you have a breakdown in one of the areas covered by a powertrain plan you won’t have to fit a big bill from repairs as your Vehicle Service Contract covers it. Powertrain plans usually last up to five years or 60,000 miles, however, most comprehensive plans often last up to three years or 36,000 miles. Buying a powertrain plan also makes budget management easier as it will deduct off your monthly expenses and then you will have peace of mind that components of your car are covered.

If your car needs repairs and they fall within your plan coverage, it will be handled for you by the provider. Having a powertrain plan is a good selling point if you decide to sell your car in the future.

Cons of a Powertrain Extended Coverage

The following areas are not normally covered by a powertrain plan:

• Windshield
• Wiper blades
• Brake Pads
• Tires
• Body panels
• Interior trims
• Turn signals
• Brake lights
• Paint
• Regular maintenance
• Accidental damage

The areas of mechanical breakdown coverage are limited. If you have a mechanical problem that’s not covered by the powertrain you will have to pay for it yourself.

Best Extended Car Protection Company

Who has the best extended car protection? We would like to think we are one of the best extended vehicle protection marketplaces. Our platform offers you the perfect place to search your car make and model which will generate the top vehicle service contract providers and from there you can choose the provider of your choice based on affordability and preference.

If you choose the most comprehensive/exclusionary coverage through us you are making a wise choice as it’s the most comprehensive option. If you would like a cheaper, less comprehensive and the best extended car protection for you, the powertrain coverage option would be our recommendation. We hope that answers the question of who has the best extended car protection? Investing in an extended car protection is a worthwhile idea as you will aim to save on major repair costs in the future. Try our search tool now and find the best coverage option for you. You can choose your favorite provider at a rate that works for you!

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