Are there waiting periods before coverage starts with Express Service Protection?

Yes, Express Service Protection requires a 30-day and 1,000-mile waiting period before coverage begins.

Can I take my car to any repair shop with Express Service Protection?

Yes, you can use any ASE-certified repair shop. Express Service Protection does not restrict you to a dealer network.

Do I have to pay costs upfront with Express Service Protection?

No. Express Service Protection pays the repair shop directly. You are only responsible for your deductible.

Are there mileage or age limits on Express Service Protection coverage?

Yes. Express Service Protection provides coverage for vehicles up to 20 years of age and up to 200,000 miles on the odometer.

Can I cancel my Express Service Protection plan?

Yes. Express Service Protection plans can be cancelled at any time with a 30-day money-back guarantee.

Can I transfer my Express Service Protection plan if I sell my vehicle?

Yes. Express Service Protection plans are transferable if you sell your vehicle, typically for a small transfer fee. Contact Express Service Protection directly for transfer details.

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Providers

Express Service Protection

Apr 22, 2026

Express Service Protection

Name: Express Service Protection Vehicle Service Contract
Brand: Express Service Protection
Availability: InStock
Rating: 4.3 (5 reviews)

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Provider Quality Score

4.3

Partner Status

Verified Chaiz Partner

2Years in Business

BBB Rating

A+

No complaints

Insurance Backing & Rating

A-AM Best Rating Financial Strength Rating

States

AK

AZ

CA

LA

MA

Headquarters

About

Express Service Protection, LLC is the industry's only 100% female-owned provider of Vehicle Service Contracts. The service contracts, marketed under the "Best Choice Vehicle Service Contracts" brand, offer a wide range of coverage options tailored to meet the needs of both new and pre-owned vehicle owners. Whether a vehicle is recently out of factory warranty or has been in use for years, Express Service Protection provides the ideal plan to suit every customer. Key differentiators include diverse coverage choices, exceptional benefits included with all plans, and advanced claim support designed for a streamlined and efficient claims process.

Reviews

Express Service Protection

has

joined

the

Chaiz

Partner

program

and

went

through

our

Certification

process.

4.3

Provider Quality Score

Calculated by Chaiz based on three key factors:

Customer Review

Based on aggregated consumer ratings from major platforms such as Trustpilot, Google, Yelp etc.

4.5

Chaiz Transparency

Reflecting Chaiz's own assessment of each provider's transparency, plan quality, certification status.

Chaiz Transparency

Not reviewed /not affiliated with Chaiz.

4.2

Business Reliability

Incorporating BBB status, letter rating, complaints history, years in business and financial backing + strength.

Learn more about our certification and review process.

Where to buy protection from Express Service Protection?

Online via Chaiz.com

Provider Website

Local Dealerships

Get a Quote

Get a Quote from Express Service Protection

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Coverage Options

Highlights

1 years live on Chaiz
A BBB Accredited
A- AM Best Financial Strength Rating

Compare

Plans

Left

Enhanced Powertrain

Chaiz Expert Review

Outstanding

7.4

Excellent

7.4

Great

7.4

Good

7.4

Fair

7.4

Strong powertrain-plus featuring 'all internally lubricated parts' language with comprehensive extras including A/C, cooling, fuel, and electrical systems. Unique $400 tire coverage aggregate sets this apart from competitors. Business use surcharge available but seals/gaskets require surcharge for vehicles under 125k miles.

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Price

$55-100

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Coverage Level

^{Basic Plus}

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Durations

3-5 years

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Covered Miles

Up to 100k miles

Stated

Chaiz Expert Review

Outstanding

8.7

Excellent

8.7

Great

8.7

Good

8.7

Fair

8.7

Impressive stated coverage delivering near-exclusionary protection with suspension, steering, brakes, and full electrical systems included standard. Seals and gaskets coverage without surcharge is a standout feature rarely seen. Notable exclusion of all Nissan CVT transmissions but otherwise rivals exclusionary plans at stated pricing.

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Price

$60-110

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Coverage Level

Best

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Durations

3-6 years

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Covered Miles

Up to 100k miles

Right

Carefully Reviewed and Rated by Chaiz Expert

"Newer administrator focused on modern vehicle needs including rideshare and business use coverage. Straightforward approach to claims and customer communication. Growing state availability and A- rated carrier backing provide solid foundation for customers seeking flexible protection options."

Erick Fettingis

Industry expert for over 15 years

*Pricing shown represents average monthly costs from select states and may vary based on your location, vehicle, and coverage selections. Monthly payment options are available for 3-year terms only.

Optional Add-ons

Emissions Package

Covers fuel and emissions-related components

Enhanced Electronics

Covers a wide range of electronics such as LCD Screens, Radio/GPS/Navigation Components, Sunroof and Convertible Top Motors and others. Additionally, purchasing this option will remove the limit of $300 for repairs to the original factory installed radio, main speaker system, and single compact disk/cassette player.

Commercial Use

Vehicles licensed or used for business purposes and registered to a business (e.g. fleet vehicles), including delivery services, rideshare or a contractor

That's It

Other Add-Ons like Trip Interruption are included in each plan

Add-on availability is indicative and may vary based on factors including but not limited to your selected plan as well as you car’s make, model, and year.

Claims

How to file a Claim

Choose Your Repair Shop- Take your vehicle to a licensed repair shop of your choice. Find mechanic
‍Get Authorization – The repair shop contacts ESP for authorization before starting repairs.
Final Payment – Pay $100 deductible to shop. ESP pays remaining authorized repairs directly.

Roadside Assistance

Included in every plan.

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Call (888)-963-1118 for Roadside Assistance. Press prompt 1 for NSD (National Safe Drivers).

Coverage Limits

Mileage & Vehicle Age

Express Service Protection provides coverage for vehicles of up to 20 years of age and up to 200,000 miles on the odometer.

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Pre-Exisiting Conditions

Similar to insurance, vehicle service contracts only cover future mechanical issues — not pre-existing conditions. Securing coverage before problems arise ensures you're protected when it matters most.

Cancel or Transfer a Plan

Cancelations

Cancel at anytime. 30-day money-back.

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Transfer a Plan

If you sell your vehicle, Express Service Protection plans can be transferred as well for a fee of $50. Contact Express Service Protection - Call (888) 963 1118.

Frequently Asked Questions

Are there waiting periods before coverage starts?

Yes there is a 30-day and 1,000-mile waiting period.

‍

Can I take my car to any repair shop?

Yes, you can use any ASE-certified repair shop.

Do I have to pay any costs upfront?

No, Express Service Protection pays the dealer or shop directly. Only thing you are responsible for is your deductible.

‍

Are there mileage or age limits?

Yes, Express Service Protection provides coverage for vehicles of up to 20 years and 200,000 miles on the odometer.

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Glossary

Deductible 

The amount customer is responsible for per claim.

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Extended Warranty 

Often used interchangeably with Vehicle Service Contracts (VSCs), extended warranties offer additional coverage for vehicle repairs—usually beyond the duration of the manufacturer's warranty that comes with new vehicle purchases.

Vehicle Service Contract (VSC) 

The contract that covers the cost of repairs and breakdowns.

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Exclusion

Repairs or parts not covered.

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