Extended Car Warranty
Companies 2025

Express Service Protection, LLC is the industry's only 100% female-owned provider of Vehicle Service Contracts. The service contracts, marketed under the "Best Choice Vehicle Service Contracts" brand, offer a wide range of coverage options tailored to meet the needs of both new and pre-owned vehicle owners. Whether a vehicle is recently out of factory warranty or has been in use for years, Express Service Protection provides the ideal plan to suit every customer. Key differentiators include diverse coverage choices, exceptional benefits included with all plans, and advanced claim support designed for a streamlined and efficient claims process.

American Guardian Warranty Services, Inc. (AGWS), established in 1998 near Chicago, provides administration services, vehicle protection plans, and warranties to over 4,000 dealers across the U.S. and Canada. The company values long-term relationships and maintains an A+ Better Business Bureau rating with all contracts insured by "A" and "A-" rated carriers. With over 150 employees, AGWS offers efficient claims processing, with 90% of claims paid via corporate credit card within three hours or less.

Capital Auto Protection Services (CAPS) is dedicated to delivering flexible and comprehensive vehicle service contracts. They allow customers to choose any certified service center, provide broad plan options, and pride themselves on responsive claims support and customer care.

Omega Auto Care offers vehicle service contracts designed to provide financial protection against unexpected mechanical failures. With nearly two decades of experience, Omega provides various coverage plans to suit different vehicle needs.

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ServiceContract.com offers a broad range of vehicle protection products designed for dealerships, agents, and online platforms. Having won back to back Dealers Choice Awards, it combines flexibility and customization with reliable claims administration. With plans covering everything from traditional powertrain to EV components and ancillary options like GAP and Tire & Wheel, ServiceContract.com focuses on delivering straightforward protection, adaptable to nearly any vehicle or ownership need.

North American Auto Care specializes in providing comprehensive service contracts and ancillary products tailored for dealerships and online sellers. With a focus on quality and customer satisfaction, they deliver innovative solutions to protect vehicles and enhance ownership experiences.

Onust’s foundation is built from creating a long-term membership community, rather than a transactional one. They care about their members by providing a value-nurtured environment throughout your membership experience to earn your trust.

Aegis Administration offers reliable and customizable vehicle service contracts designed to protect drivers from unexpected repair costs. With nationwide coverage, flexible term lengths, and a wide range of optional benefits, Aegis focuses on delivering peace of mind and a seamless claims experience through any authorized repair facility.

At Battery4Life, they offer lifetime battery coverage for Hybrid and Electric Vehicles. As long as you own your car, your battery is protected (no confusing terms, no surprises). Any Hybrid or electric vehicle under 7 years old and 100,000 miles qualifies.

As a leading Vehicle Service Contract (VSC) Administrator, DriveSmart distinguishes themselves by offering an extensive range of products and innovative solutions that go beyond the standard industry offerings. Their comprehensive portfolio includes traditional, dealership, and subscription-based VSCs, specialized coverage for RVs, motorhomes, and motorcycles. They also provide dealer-specific products designed to enhance customer retention and profitability, such as ancillary products along with 24/7 roadside assistance for added peace of mind.

Elite Warranty, Inc. is headquartered in Springville Utah and has been selling affordable, best in class vehicle service contracts since 1998. They have an A+ rating from the Better Business Bureau and their contracts are backed by AM best Dealer Assurance Company (DAC) with over $150 million in assets. They offer a full range of plans from basic drivetrain to full factory-type protection. They also offer GAP that pays 130% of JD Power retail value of the vehicle. Their name reflects the quality of their products—Elite.

American Dream Auto Protect provides extended vehicle service contracts aimed at protecting drivers from unforeseen repair expenses. With a range of customizable plans, they cater to various vehicle types and budgets. Their offerings include 24/7 roadside assistance, rental car reimbursement, and the flexibility to choose your own certified mechanic, all designed to deliver comprehensive protection and peace of mind.

AmberCare is like AppleCare for your Tesla: monthly protection plans for your electric car’s high-voltage battery and more, with no upfront payments and no waiting period. They utilize remote diagnostic inspections to provide the most transparent and personalized coverage possible.

Zurich North America is part of the global Zurich Insurance Group, offering a range of vehicle service contract solutions across the U.S. Their Vehicle Service Contracts provide coverage for repairs and breakdowns, backed by a trusted, A+ rated company headquartered in Schaumburg, Illinois.

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Toco Warranty offers flexible, mileage-based vehicle service contracts with no upfront costs and monthly payment options. Designed for everyday drivers, Toco provides comprehensive breakdown coverage along with perks like roadside assistance and rental car reimbursement—all accessible through any ASE-certified repair shop.

Endurance is a leading provider of auto protection plans, offering customizable coverage for nearly every vehicle up to 20 years old, including high-mileage cars. As a direct administrator, Endurance eliminates the middleman, ensuring seamless service. With a network of over 3,500 certified repair facilities and comprehensive plan options, Endurance delivers peace of mind to drivers across the U.S.

AUL Warranty Services provides vehicle service contracts and extended auto protection programs across the U.S. In May 2022, AUL Corp was acquired by Protective Life Corporation, integrating AUL’s portfolio into Protective’s Asset Protection Division.

ProGuard is a family-owned vehicle protection provider with over 70 years in the industry. Based in Ohio, they partner with dealerships nationwide to offer flexible Vehicle Service Contracts designed to fit a wide range of budgets and coverage needs.

GWC Warranty, founded in 1995, is a leading provider of vehicle service contracts in the United States. Backed by American Bankers Insurance Company (A‑rated by AM Best), GWC offers coverage for a wide range of vehicles, including cars, trucks, and SUVs.

Smart AutoCare has been providing vehicle service contracts since 1990. Their plans are insured by “A”-rated carriers and accepted nationwide at any ASE-certified repair facility. They emphasize fast claims turnaround, with most approvals paid by credit card within two hours.

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Safe-Guard Products offers dealer-sold vehicle service contracts that protect against unexpected mechanical breakdowns after the manufacturer’s warranty expires. Coverage ranges from basic powertrain to full exclusionary plans and is available for cars, high-mileage vehicles, RVs, and powersports. All plans include roadside assistance, rental car reimbursement, and trip interruption benefits, with repairs handled at licensed repair facilities nationwide.

Veritas Global Protection provides vehicle service contracts and F&I products to dealerships across the U.S. and internationally. Coverage extends to nearly anything with an engine—including cars, EVs, exotics, RVs, and powersports. Veritas plans include roadside assistance, rental car reimbursement, and are backed by A-rated service and insurance partners.

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Mercury offers mechanical breakdown protection through its VSCs, providing coverage options tailored to various vehicle needs. These plans are available exclusively through licensed insurance agents.

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Protective Asset Protection, a division of Protective Life Corporation, has been providing vehicle service contracts and F&I solutions for over 60 years. Their Vehicle Service Contracts (VSCs) are backed by Protective Property & Casualty Insurance Company, rated A+ (Superior) by AM Best.

Alpha Warranty offers mechanical breakdown insurance (MBI) and vehicle service contracts (VSCs) to protect your vehicle after the manufacturer’s warranty expires. With a 100% online platform, customers can quote, buy, and manage their coverage with ease.

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Founded in 1986, ASC Warranty is a nationwide provider of extended vehicle service contracts. Their plans are available through dealers and cover a wide range of vehicles, including options like Factory-Type, Deluxe, Platinum Drivetrain, and Drivetrain Plus. All plans come with added benefits like roadside assistance, rental reimbursement, and trip interruption protection.

CarShield markets service contracts that pay for unexpected mechanical breakdowns after the factory warranty expires. Plans are customizable, include roadside assistance, and can cover vehicles up to 300,000 miles.

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olive® offers mechanical breakdown insurance (MBI) and vehicle service contracts (VSCs) to protect your vehicle after the manufacturer’s warranty expires. With a 100% online platform, customers can quote, buy, and manage their coverage with ease.

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